Institution and residence requirements
The institution’s acceptable cover may differ from short-term travel insurance. Check duration and official destination requirements before purchasing. Holding a policy does not guarantee visa acceptance.
Exclusions and limits
Pre-existing conditions, dental care, mental healthcare and out-of-network services may have specific terms. Read deductibles and annual or service limits rather than relying on a plan name.
Accessing claims
Check whether direct billing applies or you must pay first. Keep document requirements, claim deadlines and emergency contact details. Base your choice on the policy wording and your circumstances.